Why Credit Cards Are Bad For The Economy We all love our credit cards. Many financial gurus even tout the plethora of wonderful benefits that come along with them. But what’s often buried in the discussion on credit cards is all of the ways they are bad for the economy and consumers alike.  This article […]

Are Credit Card Rewards Worth It? Are Credit Card Rewards Worth It? Simply put, hell no! Rewards credit cards aren’t worth it and in fact, they are devised as the lure that leads consumers into the credit card debt trap. I once fell for this trap myself and quickly stumbled into more than $50,000 worth […]

Guilt Free Spending Guilt after spending. We’ve all been there at least once and it’s not something that any of us really enjoy. That said, I’ve recently had a major aha moment after realizing that I’ve finally landed in the position of having nearly all guilt free spending in my life.  Now that I’m here, […]

Financial Milestones By 35 When it comes to your finances, you may be wondering where you should be financially at age 35. This is a great question to ask because 35 is truly the age of maturity. This post will dive into the specifics of where you should be in terms of net worth, savings, […]

How Much Is 6 figures? It’s A Lot Less Than You Think Earning a 6 figure income is no small feat. If you’ve landed in this fortunate financial position, you may wonder how much your 6 figures is actually worth in terms of the lifestyle it will grant you in the real world. In this […]

Should You Marry Someone With Debt? It’s perfectly reasonable to marry someone who has debt. That said, this is not a decision to take lightly and you should carefully think through the bigger picture.  In this article I’ll discuss relevant factors to be considered when determining if you should marry someone with debt. Contents How […]

7 Things You Should Never Do With Your Money Successfully managing money is both art and science. On one hand, you must control your emotions, impulses, and desires. At the same time, you must also strategically tend to every dollar to ensure you are maximizing your position. That said, there are some major pitfalls that […]

Debt is Slavery Debt could be wonderful way to expand ones financial and material standing, but it can also place a financial burden on it’s holders. That said, financial pundits are split on whether debt is a net good or bad for consumers.  This article dives a bit deeper into the matter to present some […]

Is High School Football Worth It? In this article I explore whether high school football is worth it so you can make a decision for yourself. Contents At the time of writing, a select group of 319 football prospects are at Lucas Oil Field in Indianapolis showcasing their skills in front of NFL coaches, scouts, […]

Cash Is The Best Payment Type If You Are Trying To Stick To A Budget Simply put, cash is the best payment type for sticking to your budget. I’ll use the rest of this article to explain why cash is king when it comes to sticking to a budget. Contents Lessons From a Recovering Budgetary […]

I’m Broke! If you’re broke and looking for a way out then you have come to the right place. I myself was broke in the past so I know what it looks and feels like to be in that position. I’ve also had a lot of time to reflect on the things that caused me, and […]

Rich Guy Broke Guy Once upon a time, two boys from very different walks of life would form an unlikely bond that would turn into many years of wonderful friendship. Many years after meeting at the age of 11, both of these boy’s lives would drastically change – sending them on very different financial paths. […]