My Best Defense Of Yolo Spending

I’m about to do something that’s nearly unheard of in the personal finance community: defend and make a case for more YOLO spending by introducing my Yolo Spending Savings Model (YSSM), which suggests that individuals should prioritize spending on experiences and enjoyment in their younger years and defer saving retirement until a bit later in […]

Is Performative Busyness Holding You Back?

Earlier this week, I broke things off with a woman I had been seeing for a few months after realizing she had fallen victim to the all-too-common performative busyness that causes people to constantly fill their schedules with shallow tasks, equating being busy with being important, all while neglecting the deeper, more meaningful aspects of […]

The Least Painful Way To Quit Coffee

Quitting coffee is easier than you think. I know because I’ve done it twice. The first time was in 2019 when I gave up coffee to address anxiety. The second time was last month when I realized I was slipping back into coffee addiction and needed to quit the black gold again. This post will […]

A Blueprint For Black Excellence

Being that I live in Spain, usually only the biggest American stories ever reach me – things worthy of the attention of the international community. Most recently, such a thing was the California fires which claimed nearly 30 lives and destroyed an estimated $250 billion worth or property. With so much devastation, it makes sense […]

Money Doesn’t Make A High Value Man

What makes a man high value? If money is the measure, then I suppose my recent earnings would place me ahead of 88% of other men. But does that really make me high value? I don’t think so. So what does? Let’s find out. But first, a quick story… In the mid-1990s, three ambitious executives […]

Tried Stretching Every Day for 30 Days—Here’s What Happened

This year, I’ve decided to dedicate each month to building a new habit. For January, the goal was to stretch every day for 30 days, since one of my broader goals for the year is to improve my flexibility and mobility. If I stick to the plan, by the end of the year, I’ll have […]

The Art of Sabbatical Planning: How To Make the Most of Your Time Off

Now that I’m five months into my own sabbatical, I thought it would be a good idea to discuss how to make a sabbatical plan. I started my sabbatical with a half-baked plan at best, and have watched the last 20 weeks fly by faster than I could have ever imagined. I’ve also spent way […]

Sucks That Too Much of A Good Thing Is Usually Bad

As I write this, I’m currently on a train back to Madrid from the city of Seville in the famed Andalusia region of Spain. Seville is a beautiful, highly walkable little city, and throughout the trip, I joked about how practically anywhere you wanted to go was “casi veinte minutos de pie,” which means everything […]

You Deserve It: Best Things To Splurge On For a Better Life

To splurge is one of the best things you can ever do with your money. Yet, knowing what to splurge on can be tricky. The problem is not all splurging is made equal. There’s an art and science to it: Splurge on the wrong things and you will basically throw away money. But if you […]

5 Things Money Can’t Buy (.. and The Best Thing It Can Buy)

With the holiday season now behind us, many of us have hit the ground running in the new year. I’ve dived back into my full-time Spanish classes, while a friend of mine lamented how he’s swamped with work—just one week into January. For most, the two or three weeks of holiday vacation probably feel like […]

Save Money, Live Better: Everything’s a Tradeoff

Just last night, I was on a date with a Tunisian woman who, upon learning about this blog, asked if I was the type of person who saves money. I said yes, of course—saving is what allows me to take a year-long sabbatical in Europe. She replied that she’s the opposite: she never saves because […]

How to Stop Being Jealous: A Practical Guide

We’ve all experienced jealousy. Anyone who says otherwise isn’t keeping it real. Like happiness, anger, or sadness, jealousy is a natural emotion. It shows up when we see someone with something we want, stirring up feelings of jealousy we’d rather do without. I’m only human, so I still experience jealousy now and then. But over […]