I’m about to show you the most powerful financial exercise you could ever do. I recently completed this exercise for myself and I’m excited to share it with you because of the potential it offers. By completing this exercise and grasping the underlying concepts, you will gain a clear picture of how all of your […]

A long-term lease should be avoided whenever possible. They may seem like a more secure bet, but the potential downsides of gambling on long-term lease outweigh anything to be gained. Life’s unpredictable nature dictates maintaining flexibility to account for risk and navigate unforeseen circumstances. Best case scenario with a long-term lease is everything going perfectly, […]

Traveling Sucks! I’ll be a frontrunner here and go out on a limb to say that traveling sucks. In addition to being wildly expensive, travel sucks because it’s time consuming, exhausting, and a major inconvenience at almost every level. These are probably the reasons we often hear people say they need a vacation from their […]

Gold Plating Needs Into Wants In the business world, gold plating refers to the unnecessary and often expensive mistake of adding extra features or enhancements beyond the project’s initial requirements. Project teams gold plate in business settings because it is always easier to spend someone else’s money, particularly in billion-dollar enterprises with significant capital sloshing […]

Contents “So Moses, do you have any question for me?”. That was the customary question asked by the hiring manager as we wrapped up the interview. This was my chance to make a lasting impression and really show my enthusiasm for possibly moving on to the subsequent final round of the interview process. I paused […]

Contents Plug Those Spending Leaks Spending leaks are hidden expenses that slowly drain away our money without us knowing. They are typically small by design and levied in clever ways to ensure they go unnoticed for as long as possible. Take for example this spending leak on my backup checking account that I discovered last […]

Protect Your Time I usually write posts based on things going on in my own life that I think would also be of interest to others. This one’s no different as I’ve turned my attention to ways I can go about better protecting my time. The last six months have been a blur. I’ve met […]

Saving 50K I love a good challenge and have undertaken several over the past few years aimed at improving my life. First it was the challenge of meditation for 90 days for greater tranquility. Then it was the challenge of eliminating alcohol which improved my finances and my health. And finally, I topped things off […]

Unlike regular saving, extreme saving involves saving extreme portions of your income or saving money in extreme ways. Maybe you’d like to buy a house. Or perhaps you hope to retire early. Extreme saving can help you get there faster. This is because saving at an extreme level means you retain significantly more of your […]

Truth be told, I hate work. But this doesn’t mean that I’m lazy. I just hate having to work in the traditional sense. I hate being compelled to work against my own terms. And I despise being told what to do. I also don’t particularly like working on teams. Simply put, I really love being […]

So you’ve found yourself in the predicament of being in a relationship with a boyfriend who never pays for anything. And you are wondering what to do? I was once in a relationship where I paid for everything. I felt that my girlfriend was taking advantage of me, so I feel your pain. The good […]